Optimum Services

CrediVibes is a credit counseling company, consulting agency rendering optimum services to our customers in all facets and walks of life for personal and business loans or lines of credit.

Credit Reporting

We deal  with every aspect of credit reporting in an effort to help our clients meet the requirements for the best loan offers and interest rates possible.

Years of experience

With several years of experience within the credit repair industry, real estate, business, banking,  our entire business model is designed to yield great results.

Pricing

HomeBuyers Program-
“One-time Audit” Fee
$199
$99/monthly

Includes:

*Can not have an active Bankruptcy*

Advanced Package -
“One-time Audit ” Fee $249
$129/monthly

Includes:

Premium
Package -
$0/monthly
Enrollment Fee $999

Includes:

PPD Plan (Pay Per Delete)- Audit “one-time” Fee $349. $9.99/Monthly

Includes:

*$9.99 monthly fee is required to stay active in the program. You must agree to at least 9 months of credit repairing services with this program to receive the best results. You will only be charged the PPD fees when they are deleted. These charges are per account and credit bureaus. For Example: A two collections were deleted. You will be charged $100, ($50×2 accounts). This plan is recommended for customers who only have limited accounts.

WHAT’S YOUR CREDIT SCORE?

We help you review your reports for inaccurate information that’s causing your score to be affected. Your score can influence what credit is available to you and how much interest you’ll pay.

POOR CREDIT

Highest Probability of Denials Highest Interest Rates

FAIR CREDIT

High Probability of Denials High Interest Rates

GOOD CREDIT

Acceptable Credit Possible Approvals

VERY GOOD

High Probability of Approvals Better Interest Rates

LEAVE YOUR CREDIT ISSUES WITH THE EXPERTS

Today is the day to get on the path to excellent credit. We all have a story behind bad credit. It’s time we write a new story. Let’s make a good ONE!

WANT SOME FREE GUIDANCE? GET OUR FREE E-BOOK!

Find out what a Credit Score means to you and your financial goals! We include our Top 10 Credit Tips to help you understand how to boost your scores quickly!

LEAVE YOUR CREDIT REPAIR TO THE EXPERTS

Today is the day to get on the path to excellent credit. We all have a story behind bad credit. It’s time we write a new story. Let’s make a good ONE!

INVEST IN YOUR FUTURE, TODAY! IF NOTHING IS REMOVED IN 90 DAYS? YOU GET YOUR MONEY BACK!

Testimonials

I am in the process of Purchasing a house and I had a collections pop up on my credit that was going to delay my purchasing process. I reached out to CrediVibes and the collection was removed from my credit the very next day on 2 of my reports and then 7 days later on the last one. This is the best credit experience that I have had and I have been with 3 other credit repair companies in the past. My credit has been going up consistently from then on.

Brittany R.

Have to say one of the best decisions I could have made. They helped me clear up my Credit report, and they helped me get my Credit score up. Trust the knowledge and the process because it does work. THANK YOU!!!!!

Karsmatic1

In less then 3 months, up a 100 points self explanatory!

Dwaine McCoy

Get prompt responses from a friendly, professional and knowledgable support team.

The first step would be to go to schedule a "Credit Consultation". During your consultation, you will have the opportunity to discuss your credit issues, ask questions, and receive clarity from a Credit Specialist. We guide you to how to move forward in the process.

When you signup we should have your first round of disputes out to the credit bureaus, collection agencies and creditors within 5-7 Days. Credit Bureaus tend to respond within 30-45 days. While every case is different. Most clients tend to see results within 30-60 days.

Please provide your login information from the required credit monitoring service provider (SmartCredit) provided in confirmation email after booking your credit audit. 

Your credit report is required in order to schedule a credit audit to provide this information.  If your information is not provided within 2 hours  before your appointment, the appointment will be cancelled and you will have to contact our Customer Support Team via email at support@credivibes.com to request to reschedule an appointment. 

Here at CrediVibes  we work as quickly as possible. While it’s very hard to give an exact timeline as each case is different. Clients are in our program between 3-9 months, sometimes it may take a bit longer or an even shorter timeline.

CrediVibes eliminates the stress of “doing it yourself”. You have the comfort of knowing you have a professional doing it correctly. If you have poor credit and a desire to improve your credit rating and don’t have time to dispute accounts, write letters, chase collection agencies and creditors, and you want one on one personalized service. CrediVibes is the credit consulting service for you!

Credit Repair is the process of removing inaccurate, unverifiable, out of date, and erroneous information from your credit report. Your credit report dictates your credit score. The 3 major credit bureaus collect information from lenders, creditors, and debt collectors, and apply that information to your credit report. Based on that information, your credit score is determined. This information could include the balances on loans or credit cards, credit inquiries, debt to income ratio, payment history and most importantly, credit utilization (the percentage of debt you must available credit).

We will explain the services we offer and how the process works.  It’s also a great opportunity to ask any questions you may have.